Brisbane Tradies: Find Out What You Can Actually Borrow (It’s Probably a Lot More Than You Think)

Banks only count your base rate. The Tradie Pay Decoder™ counts your overtime, site allowances, tool allowances, travel pay, and every other dollar you actually earn, then matches you with lenders who’ll use the real number. Take the free 2-minute assessment.

Rated 5 from 219 Reviews

Here’s the deal: when you go to a bank or sit down with a broker who doesn’t understand trade income, they look at your base rate, and that’s pretty much the end of the conversation. Your borrowing power gets calculated based on a number that doesn’t represent what you actually earn.

But you know the real number. You see it on your payslip every fortnight. The overtime. The site allowances. The travel. The tool money. The RDOs you cash out. The Saturday rates. All of it adds up, and for most tradies, the gap between their base and their real take-home is massive.

The Tradie Pay Decoder™ is a specialist income assessment built specifically for tradies. It takes your actual payslips, annualises every component of your income the way the right lender needs to see it, and gives you a real borrowing capacity figure, not the generic one the bank spat out.

We’ve helped sparkies, chippies, plumbers, and tradies of all kinds across Brisbane buy homes they were told they couldn’t afford. Not by doing anything tricky. Just by counting properly.

Over 180 five-star Google reviews. No suits. No jargon. Just straight answers from a Brisbane broker who gets it.

★★★★★ 180+ Google Reviews

Specialist Tradie Lending

Brisbane-Based

No Credit Check

No Suits

Contact

Level 10/ 10 Market Street

BRISBANE QLD 4000